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Discover our approach and results in different client cases
Client Ref.: 182.337
Client and project challenges
For a restaurant company with five restaurants and currently 30 employees. It is a franchise of Italian food restaurants, and also hamburger restaurants. They are all located in Barcelona capital and in the outskirts in shopping centers, the owners are two partners who are married.
Our work and approach
They started with a restaurant in 2013 in a shopping center with 4 employees and we made them the policy of Damages and Agreement.
<!– wpml:html_fragment –> As it grew Ferrer&Ojeda made a policy with all the risk situations that were included as they bought more restaurants, separating in a policy only the Civil Liability with all the centers.
<!– wpml:html_fragment –> In 2021 we changed it to different societies, each risk situation has a policyholder in the damage policy and a Civil Liability policy with the patrimonial society in which all the societies are included.
<!– wpml:html_fragment –> We have insured all workers through the policy of Agreement. We manage their insurance, adapting the contracts to the changes at all times, reviewing the sums insured and advising them of the developments that appear in the market.
<!– wpml:html_fragment –> As it grew Ferrer&Ojeda made a policy with all the risk situations that were included as they bought more restaurants, separating in a policy only the Civil Liability with all the centers.
<!– wpml:html_fragment –> In 2021 we changed it to different societies, each risk situation has a policyholder in the damage policy and a Civil Liability policy with the patrimonial society in which all the societies are included.
<!– wpml:html_fragment –> We have insured all workers through the policy of Agreement. We manage their insurance, adapting the contracts to the changes at all times, reviewing the sums insured and advising them of the developments that appear in the market.
Result
We manage all your risks with policies of Damages, Civil Responsibility and work accidents. Also your personal family health and auto insurance.
<!– wpml:html_fragment –> We have handled 41 claims since 2013 such as thefts, escapes and lawsuits among others. In 2014 the client had a lawsuit from a worker with whom he agreed on compensation.
<!– wpml:html_fragment –> In a meeting with the client reviewing his policies and his concerns he told us the case and although two years had passed we managed through the Civil Liability policy the claim, and the client collected 12,000 euros that he did not expect
<!– wpml:html_fragment –> We have handled 41 claims since 2013 such as thefts, escapes and lawsuits among others. In 2014 the client had a lawsuit from a worker with whom he agreed on compensation.
<!– wpml:html_fragment –> In a meeting with the client reviewing his policies and his concerns he told us the case and although two years had passed we managed through the Civil Liability policy the claim, and the client collected 12,000 euros that he did not expect
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