Legal Notice
This Legal Notice is applicable to the websites of the Ferrer&Ojeda Group (hereinafter the “Website”, the “Site” and/or the “Portal”) and other websites that link to this Legal Notice in relation to the companies of the Ferrer&Ojeda Group (hereinafter “Ferrer&Ojeda Group” or “Ferrer&Ojeda”), whose identifying details can be found at the beginning of this Legal Notice.
Access to our Website and browsing or use of its services implies the express and full acceptance of this Legal Notice, which includes the Privacy Policy and the Cookies Policy relating to the purposes of the processing of the data you provide to us. To this end, we recommend that you read them carefully.
This Legal Notice may be modified or replaced by its owner at any time and without prior notice. In this regard, the user shall be responsible for carefully reviewing the rules/conditions of use each time they intend to use the Website in order to check any possible changes that may have occurred.
Identity and Ownership
In compliance with Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, the identifying details of the Website owner are as follows:
Ferrer&Ojeda Asociados Correduría de Seguros, S.L., with registered office in Barcelona, at 155-159 Tamarit Street, postcode 08015. Registered with the Commercial Registry of Barcelona, with Tax Identification Number, N.I.F.: B58265240, Sheet B-33994, Volume / IRUS: 1000330185766. Registered with the Special Administrative Register of Insurance Intermediaries, Reinsurance Brokers and their senior officers of the Directorate-General for Insurance and Pension Funds under code J0812.
Ferrer&Ojeda is a trademark registered in the Official Gazette of Industrial Property, B.O.P.I., of Barcelona under number 1808384/6, class 36.
Exel Broker de Seguros, S.A. Correduría de Seguros, with registered office in San Sebastián, at 6 Zurriola Avenue, 3rd floor left, postcode 20002. Registered with the Commercial Registry of Guipúzcoa, with Tax Identification Number, N.I.F.: A31210800, Sheet SS-5450, Volume 1268, Folio 214, IRUS: 1000105303954. Registered with the Special Administrative Register of Insurance Intermediaries, Reinsurance Brokers and their senior officers of the Directorate-General for Insurance and Pension Funds under code J0905.
Correduría de seguros C. Lorente, S.L., with registered office in Molins de Rei, at 110 Jacint Verdaguer Street, ground floor, postcode 08750. Registered with the Commercial Registry of Barcelona, with Tax Identification Number, N.I.F. B-58723941, Sheet B-41831, Volume / IRUS: 1000327842984, Folio 0. Registered with the Special Administrative Register of Insurance Intermediaries, Reinsurance Brokers and their senior officers of the Directorate-General for Insurance and Pension Funds under code J0197.
Ferrer&Ojeda Asociados Baleares, Correduría de Seguros, S.L., with registered office in Palma-Illes Balears, at 24 Gran Vía Asima, postcode 07009. Registered with the Commercial Registry of Palma de Mallorca, with Tax Identification Number, N.I.F. B22577910, Sheet PM-104041, IRUS: 1000454587892, Electronic Volume, Electronic Folio. Registered with the Administrative Register of Insurance and Reinsurance Distributors of the Balearic Islands under code IBS087MA.
Weplan, Agencia Vinculada, S.L., with registered office in Barcelona, at 155-159 Tamarit Street, postcode 08015. Registered with the Commercial Registry of Barcelona, with Tax Identification Number, N.I.F.: B55721096, Sheet B-586241, Volume / IRUS: 1000382688476, Folio 0. Registered with the Special Administrative Register of Insurance Intermediaries, Reinsurance Brokers and their senior officers of the Directorate-General for Insurance and Pension Funds under code AJ0234
Weplan, Agencia Financiera, S.L., with registered office in Barcelona, at 155-159 Tamarit Street, postcode 08015. Registered with the Commercial Registry of Barcelona, with Corporate Tax Identification Code, C.I.F.: B10788388, Sheet B-581319, Volume / IRUS: 1000382202339, Folio 0. Registered with the official register of entities of the Spanish National Securities Market Commission under number 304.
Limitation of Liability
Ferrer&Ojeda makes every possible effort to ensure that the information provided through the portal is clear, understandable and appropriate, as well as to avoid errors as far as possible and, where appropriate, to correct or update them. However, Ferrer&Ojeda cannot guarantee the absence of errors or that the content of the information is permanently up to date.
Ferrer&Ojeda has no obligation to monitor and does not monitor the use that users make of the portal, services and content. Ferrer&Ojeda excludes any liability for damages of any kind that may arise from the use of the services and content by users.
The user shall be liable for any infringements they may incur or for any damages they may cause through their use, releasing Ferrer&Ojeda from all liability and assuming all expenses that may be incurred by Ferrer&Ojeda due to claims from third parties.
Ferrer&Ojeda does not guarantee:
The availability and continuity of the operation of the portal and services. For this reason, Ferrer&Ojeda shall not be liable for failures or disconnections in telecommunications networks that result in the suspension, cancellation or interruption of the portal service during its provision or beforehand or thereafter.
The absence of viruses or other elements in the portal that may cause alterations in your computer system, excluding any liability for damages of any kind that may arise from such lack of availability.
The legality, reliability and usefulness of the elements and content.
Every effort is made to keep this website up and running smoothly. However, Ferrer&Ojeda takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Copyright
The contents of this Ferrer&Ojeda website on the Internet are protected by intellectual property legislation. No permission is granted to copy, distribute, modify, publish or frame (by way of example and not limitation) texts, graphics, videos, audios, software code, user interface design or logos.
All information, as well as the content of this website, is subject to applicable legislation.
All industrial and intellectual property rights derived from this portal and its elements and content, whatever their type (including source code, graphic designs, images, photographs, sounds, animations, software, texts, information, content, etc.), belong to Ferrer&Ojeda or, where appropriate, to third parties.
The user undertakes to use the elements or content lawfully, diligently and correctly. In particular, they shall refrain from:
Using them, in a broad sense and for any purpose, in a manner contrary to the legal system, morality and generally accepted good practices or public order.
Reproducing, transforming, modifying, distributing or allowing public access through any form of public communication, unless authorised by Ferrer&Ojeda.
Removing, bypassing or manipulating the “Copyright” and other identifying data of the rights of Ferrer&Ojeda or third parties incorporated into the elements.
Any third party wishing to establish a link to this portal must obtain prior authorisation from Ferrer&Ojeda. In any case, the establishment of the link does not imply the existence of relations between Ferrer&Ojeda and the owner of the website from which it is made.
Ferrer&Ojeda shall ensure compliance with the above conditions, as well as the proper use of the content presented on its portal, exercising all civil and criminal actions available to it in the event of infringement or breach of these rights by the user.
Terms and conditions of use
The user agrees to appropriately use the contents and services offered through this portal and not to use them for:
Engaging in illicit, illegal activities or activities contrary to good faith and public order.
Not carrying out any action aimed at damaging, blocking, harming, disabling, overloading, whether temporarily or permanently, the functionalities, tools, content and/or infrastructure of the Website, in such a way that prevents its normal use.
Not introducing or producing defamatory or slanderous content, either about other Users or third-party companies unrelated to Ferrer&Ojeda.
Not using any of the materials and information contained on the Website for unlawful purposes and those expressly prohibited in this Legal Notice, and which are contrary to the rights and interests of Ferrer&Ojeda, its users and/or third parties.
Not registering on the Website, communicating with Ferrer&Ojeda or requesting its services under a false identity, impersonating third parties or carrying out any other action that may mislead Ferrer&Ojeda or other users as to the real identity of the user or the origin of a communication.
Not accessing without authorisation any section of the Website, other systems or networks connected to the Website, any Ferrer&Ojeda server or the services offered through the Website, by means of hacking, forgery, password extraction or any other illegitimate means.
Causing damage to the physical and logical systems of Ferrer&Ojeda, its suppliers or third parties, introducing or spreading computer viruses or any other physical or logical systems that are likely to cause the aforementioned damage.
Attempting to access and, where appropriate, use the email accounts of other users or personal services and modify or manipulate their messages or content.
Carrying out spamming or sending unsolicited emails through this portal.
Carrying out any other use that may in any way damage, disable, overload or deteriorate the portal or services or prevent the normal use or enjoyment of the portal or services by users.
Breaching, or attempting to breach, the security or authentication measures of the Website or any network connected thereto, or the security or protection measures inherent in the content offered on the Website.
The user shall be liable for all damages of any kind that Ferrer&Ojeda or any third party may suffer as a result of the breach of any of the obligations to which they are subject under this Legal Notice or the law in relation to access to and/or use of the Website.
Access to the Portal
Access to the portal is free of charge. Ferrer&Ojeda reserves some services whose use requires the completion of additional registrations by users. In such case, you undertake to select, use and keep your username (hereinafter “login”) and your password (hereinafter “password”) (hereinafter collectively the “access keys”) in accordance with the following points:
The assignment of the access keys is automatic and the only criterion used for this purpose is the absence of previously existing access keys identical to those chosen by the user.
The access keys shall be automatically assigned by Ferrer&Ojeda. In such case, the user may change them at any time for any others, provided that this complies with the provisions of the previous paragraph.
The user undertakes to make diligent use of the access keys, as well as not to make them available to third parties.
The user undertakes to notify Ferrer&Ojeda as soon as possible of the loss or theft of the access keys, as well as any risk of access to them by a third party.
Withdrawal of Access
Ferrer&Ojeda reserves the right to deny or withdraw access to the Portal and/or the Services at any time and without prior notice to those users who fail to comply with these rules
Links
This portal makes available to users technical link devices that allow users to access websites belonging to third parties. Such links are provided solely for the purpose of facilitating users’ access to other content and information available on the Internet. Ferrer&Ojeda does not become the publisher of such content nor does it previously control, approve, monitor or make it its own. The user must therefore exercise extreme caution in the evaluation and use of the information, content and services existing on the linked sites. Ferrer&Ojeda assumes no liability whatsoever for damages of any kind that may arise from the quality, reliability, accuracy, correctness, operation, availability, accessibility, continuity, legality, usefulness or any other aspect of the information and services of such content.
Protection of Personal Data
All policies regarding the processing of personal data can be found in the Privacy Policy (https://www.ferrerojeda.com/privacidad/).
Cookie preferences
All cookie-related policies can be found in the Cookies Policy (https://www.ferrerojeda.com/cookies/).
Purchase policy
The prices calculated on this website are the final prices to be paid by the contracting party if they are interested in the coverage. There are no additional surcharges or taxes. Prices will only be modified if the contracting party wishes to extend the coverage.
Payment by credit card:
This payment procedure guarantees immediate coverage and the download of documentation certifying the coverage, once payment has been confirmed by the banking entity.
To make the payment, you will be redirected to the secure webpage of our banking entity, where you will be asked for your card number and expiry date. For your peace of mind, both your personal data and your card details are encrypted thanks to the secure SSL server provided by this financial institution.
Your credit card details are not stored in any database but are sent directly to the Bank’s POS (Point of Sale Terminal). Likewise, Ferrer&Ojeda Asociados, Correduría de Seguros, S.L. never receives your card details, only the payment confirmation.
Applicable Law and Jurisdiction
The laws of the Kingdom of Spain shall apply.
If any clause or section of this Legal Notice, which is not essential to its existence, is declared null and void or unenforceable, the validity of the remaining clauses shall not be affected.
Last update: April 2026
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