Our approach to risk

In risk management, we fit all the pieces together.

We study our customers’ risks with a strategic approach and propose efficient solutions for their insurance transfer.
Throughout our experience we have developed a deep comprehension and understanding of our customers’ needs and their main levers that configure their risk map. We actively work on each of these components, articulating the best insurance solutions.

PARTNER® Risk Management

We have created a methodology that allows us to accompany our customers, as their true partners, in their risk management. We work in detail on each phase of risk management and its main components.
Proactivity
Because we know our customers and their activities. We establish trusting relationships with them that allow us to identify their needs and risks: on assets, liabilities, wealth and people.
Analysis
We understand the problem.
What are the critical aspects of each customer and what resources do they affect?
We analyze at no cost the main business risks and the necessary protection of key assets, operations, information systems and people.

Risk
How would the materialization of your risks impact your business and assets? What capacity does the customer have to face them? We propose prevention and protection plans and measures. Compliance and Insurance Audits.
Transfer
We find solutions. Our technical risk underwriting team analyzes, quotes and transfers the selected risks to the insurance market, optimizing coverage and costs. From specialized insurance to global programs.
Network
We provide our customers with an extensive network of experts: insurance adjusters, damage appraisal, lawyers, claims and incident management. In addition to our international network with local support in 130 countries.
Expertise
We have in-depth knowledge of the insurance products and solutions available on the market.
We have the capacity to respond to complex needs, thanks to the experience and know-how of our team of professionals by specialty.
Return
We are results-oriented.
We are committed to finding solutions that restore our customers’ equity balance. We work to reduce claims and save time and effort.

PARTNER® Methodology

We have created a methodology that allows us to accompany our customers, as their true partners, in their risk management. We work in detail on each phase of risk management and its main components.
Proactivity
Because we know our customers and their activities. We establish trusting relationships with them that allow us to identify their needs and risks: on assets, liabilities, wealth and people.
Analysis
We understand the problem.
What are the critical aspects of each customer and what resources do they affect?
We analyze at no cost the main business risks and the necessary protection of key assets, operations, information systems and people.

Risk
how would the materialization of your risks impact the business and equity? What capacity does the customer have to face them. We propose prevention and protection plans and measures. Compliance and Insurance Audits.
Transfer
We find solutions. Our technical risk underwriting team analyzes, quotes and transfers the selected risks to the insurance market, optimizing coverage and costs. From specialized insurance to global programs.

Network
We provide our customers with an extensive network of experts: insurance adjusters, damage appraisal, lawyers, claims and incident management. In addition to our international network with local support in 130 countries.
Expertise
We have in-depth knowledge of the insurance products and solutions available on the market.
We have the capacity to respond to complex needs, thanks to the experience and know-how of our team of professionals by specialty.
Return
We are results-oriented.
We are committed to finding solutions that restore our customers’ equity balance. We work to reduce claims and save time and effort.

We are experts in Risk Management

Our team of Risk Managers identifies, administers and manages all risks together with the customer, proposing treatment alternatives in order to meet corporate objectives: social, economic, operational, environmental, nature and business continuity.
In the current global and highly competitive environment, Risk Management is emerging as a financial and business strategy that provides an important competitive advantage to companies with appropriate risk maps, giving them a significant increase in market value.

Risk Barometer 2021

Discover the risks that most concern our customers

1. Loss of profits
Due to various factors, including disruption of the supply chain
41%
2. Pandemic outbreak
Health and personal issues or restrictions on movement
40%

3. Cyber incidents

Cyberattacks, data loss, technological failures, etc
40%
4. Market development
Volatility, intensified competition, M&A, segmentation or market fluctuation
19%
5. Changes in legislation and regulations
Changes in legislation, economic sanctions, GDPR, Brexit, etc.
19%
6. Natural disasters
Storm, flood, earthquake, forest fire, etc.
17%
7. Fire and explosion
Material damage and replacement of facilities, activity
16%
8. Macroeconomic developments
Monetary policies, austerity programs, commodity prices, etc.
13%
9. Climate change
Growth in climate volatility
13%
10. Political risk and violence
Political instability, war, terrorism, civil commotion, riots and looting
11%

Experts in Risk Management

Meet some of our experts at Ferrer&Ojeda

Risk Director

Barcelona

Risk Manager

Barcelona