Distribution politics
Insurance Distribution Information
General Information
In compliance with the provisions of Royal Decree-Law 3/2020, of February 4, on the distribution of private insurance and reinsurance, Ferrer&Ojeda Asociados, Correduría de Seguros S.L. provides its clients and users with the following information:
Ferrer&Ojeda Asociados, Correduría de Seguros S.L.
Registered office: C/ Tamarit 155-159, 08015 Barcelona, Spain
Tax ID (CIF): B-58265240
Registered with the Commercial Registry of Barcelona, volume 43,316, folio 125, page B-33,994.
Registered in the administrative register of insurance and reinsurance distributors of the Directorate General for Insurance and Pension Funds (DGSFP) under number J-812.
Ferrer&Ojeda maintains professional civil liability insurance and financial capacity in accordance with article 157.1.f) and g) of Royal Decree-Law 3/2020.
Nature of the Mediation Activity
Ferrer&Ojeda carries out its activity as an insurance brokerage firm, providing independent, objective and personalised professional advice aimed at proposing the insurance solutions best suited to each client’s needs and requirements.
The mediation activity is carried out in accordance with the principles of honesty, impartiality and professionalism established under current regulations.
Shareholdings and Relationships with Insurance Entities
Ferrer&Ojeda does not hold, directly or indirectly, more than 10% of the voting rights or capital of any insurance entity.
Likewise, no insurance entity or parent company of an insurance entity holds, directly or indirectly, more than 10% of the voting rights or share capital of Ferrer&Ojeda.
Information Regarding Advice
In the exercise of its distribution activity, Ferrer&Ojeda provides independent advice based on an objective analysis, in accordance with the client’s stated demands and needs, and supported by the analysis of a sufficient number of insurance contracts available on the market.
The recommendations provided are intended to propose the insurance contract best suited to the client’s needs.
Remuneration
The remuneration received by Ferrer&Ojeda for its insurance distribution activity generally consists of commissions included in the insurance premium paid by the insurance entities.
In certain cases, and when the nature of the service so requires, remuneration may consist of professional fees previously agreed with the client.
Complaints and Claims Handling
Clients may submit complaints and claims related to the mediation activity carried out by Ferrer&Ojeda to the Customer Service Department at the Col·legi de Mediadors d’Assegurances de Barcelona:
P. Sant Joan, 33 – 08010 Barcelona, Spain
Telephone: +34 932 153 223
Email: elcol-legi@elcol-legi.org
If the client disagrees with the resolution adopted, or if two months have elapsed since the complaint was submitted without receiving a response, the client may contact the Complaints Service of the Directorate General for Insurance and Pension Funds.
Contractual information
The mediation of insurance contracts will be carried out based on the information provided by the client regarding the risk and the requested coverages.
Clients are advised to carefully review the general and specific terms and conditions of the policies contracted and to immediately report any detected error or discrepancy.
Contact
Ferrer&Ojeda Asociados, Correduría de Seguros S.L.
C/ Tamarit 155-159, 08015 Barcelona, Spain
www.ferrerojeda.com
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