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Client Ref.: 7,270
Client and project challenges
Lighting and design firm of urban spaces both indoors and outdoors located in Barcelona. They carry out customized lighting projects for clients and commercialization of lighting solutions in their own spaces.
Our work and approach
We manage their fourteen policies both for Damages and Civil Liability for the company and its spaces; we also manage their insurance for the studio, the warehouse and their commercial department in their four different risk situations. We insure the occasional transport of sensitive materials with relevant artistic value, sculptures and singular lighting projects.
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–> The focus of our work was mainly focused on the optimization of the cost-coverage binomial, due to the difficulties that the economic cycle meant for the client, as a consequence of the economic-financial problems resulting from the years of the hard crisis 2007-2009 due to the drop in consumption and construction.
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–> We unify criteria for the valuation of fixed assets, extend coverage, limits and guarantees and unify coverage for all risk situations.
Results
Among the main results of our advice is the ability to adapt the conditions of the policies to a necessary optimization of costs, always taking into account the double focus on the impact on the Income Statement and on the other hand, the need to maintain the insured assets within the necessary limits in terms of coverage and amounts. We obtained significant premium reductions in its main Multi-risk and Civil Liability policies.

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